The News:
The American Chiropractic Association (ACA) has filed a
nationwide class-action lawsuit (Solomon v
Anthem, et al) against ACN Group Inc, alleging
that ACN participated with other managed care companies in a conspiracy to
illegally underpay providers by denying reimbursement for medically
necessary treatment. The complaint states the defendants, including ACN,
refused to compensate health care providers for covered services; processed
health care providers’ claims using either automated programs that manipulate standard
coding processes or use unqualified personnel to determine whether or not
the service provided was medically necessary and covered; down-coded and
bundled legitimate claims to less costly procedures; refused or reduced
payment for certain categories of treatment; failed to recognize valid
assignments of benefits; and delayed payments to health care providers by
requesting additional documentation, even when such documents should not be
required.
Your Views: Sharon Ihlefeld, DC, Los Gatos, Calif, said, “I do believe ACN has denied payments
and/or underpaid providers for chiropractic services. I have a patient who
has been coming to me for chiropractic care since 2002. Until January 2005,
she was covered by Great West Insurance. The payments I received from Great
West were timely and fair. In January of 2005, Great West merged with ACN.
I was never even informed by them that there was a merge. I began receiving
denials for my claims; the reason was that I was filing my claims to the
wrong office. It wasn’t until I called several times that I was
finally told about the merger. At that point, I began submitting claims to
ACN. When I didn’t receive payment over the course of several months,
I went through more hoops, calling ACN to find a correct address. No one
knew where my claims were. I had submitted them several times. I finally
received confirmation that ACN had received a claim from me, by way of an
explanation of benefits denying payment due to timely filing. I was told
that because I had submitted a claim that was for treatment over 90 days
past, the payment had been denied. I had to waste hours disputing the claim
as the reason a claim hadn’t been submitted timely was because ACN
had failed to notify me of the change of insurance provider for the
patient, and due to the fact that I had been given as many as three
incorrect mailing addresses to submit claims. After another 3 months, I
finally received payment and found that the payments I now receive from
this patient’s insurance was cut in half compared to what I received
from Great West in the past. I am currently working out a cash plan with
the patient as I don't intend to be a provider for ACN due to their
business practices.”
Steven Zaeske, DC, DABCI, Orland Park, Ill, said, “I must applaud the ACA for their action on
this matter. I have experienced ACN’s antics firsthand, and I am glad
to see the ACA is addressing the issue. The big issue here, in my opinion,
is whether we are going to insist on being treated as legitimate physicians
by the insurance companies or let them subjugate us to second-class status.
It will take more than lawsuits for us to be recognized as legitimate, of
course, but it is certainly appropriate to take action when needed.”
The News:
The American Medical Association (AMA) House of
Delegates adopted a resolution to study and publish a report on the
qualifications, education and licensure, and certification requirements for
all limited-licensed practitioners, including chiropractors.
The AMA has announced the formation of a Scope of
Practice Partnership (SOPP), which plans to fund studies that determine
whether “allied health professionals” fill health care voids in
rural and other underserved areas. SOPP will also examine the education and
training of such “allied health professionals” to create a
“point of comparison” for legislators.
The American Chiropractic Association is uniting with
other health care provider organizations to publicize that SOPP's actions
will impede, rather than enhance, patient access to quality care.
Your Views: Matthew Roller, DC, Sandy, Utah, said, “I feel that scope of practice should be determined as
problems arise, starting with broad scope that should be determined by the
education of the provider, and limiting it down as problems arise. I don't
feel that one profession should determine the scope of another. The AMA has
a history of anticompetitive practices, and I can see this as a potential
to continue that practice.”
Bart Wetherington, DC, Savannah, Ga, said, “By the AMA doing this
‘study’ on the qualifications, education and licensure, and
certification requirements for all limited-licensed practitioners, it will
only make us look better. The American people, government, and all others
involved will see right through the true intentions of the AMA, which is
trying to eliminate any competition, not help their patients.”